Talandor
Public MCP report

WhyLingxi 保险顾问 Insurance Advisor

https://whylingxi.cn/mcp

Official Registry

Official Registry · cn.whylingxi/insurance · Publisher namespace: cn.whylingxi

Server checked today at 22:53 UTC

Displayed catalog: last complete observation from September 19

9 public tools observed. Tools were not executed. These tools come from the catalog observation above, not from the latest availability check.

Unreachable now

What Talandor observed

The endpoint was not reachable for this check

Not reachable for this check

Insufficient evidence is a limit of this public check, not a judgment that the server is unusable. Retry later.

https://whylingxi.cn/mcp
AvailabilityNot reachable for this checkmeasured
ToolsNot fully observablemeasured
Assistant testNot tested by Talandorunknown

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    What changed
    Endpoint became unreachable since 
    Ongoing  · The latest public check could not reach the endpoint after a previous working observation. Watch would confirm an outage after two failed checks.
    Critical
    A Watch would confirm an outage after two failed checks, then alert only if it may affect the selected client.
    This public timeline shows the latest check, the last 24 hours, and the most recent important change. Watch keeps 30 days.
    See earlier changes
    Public contract stable since 
    Earlier check  · No semantic contract change since the previous complete snapshot.
    Info
    The notes above are for this connector.
    
      
    Server-provided content. Tool names, descriptions and schemas below are copied from the MCP server. They may be in another language. Talandor does not translate or verify them.
    Tools and declared exposure
    Server annotations are declarations, not verified behavior.
    Show 9 of 9 server-provided tool definitions
    answer_question
    No effect details provided
    Show server-provided details
    Server description (copied; language not verified)
    回答保险知识问题。默认返回知识库检索结果；传synthesize:true可获得LLM整合答案。
    Input schema (server-provided preview — do not copy)
    {
  "type": "object",
  "required": [
    "question"
  ],
  "properties": {
    "question": {
      "type": "string",
      "description": "问题"
    },
    "product_id": {
      "type": "integer",
      "description": "（可选）针对某款产品的问题"
    },
    "synthesize": {
      "type": "boolean",
      "description": "是否调LLM整合答案（默认false，纯检索模式更快）"
    }
  }
}
    chat
    No effect details provided
    Show server-provided details
    Server description (copied; language not verified)
    自然语言多轮对话（适合信息不确定、需要引导的场景，或人类用户直接使用）。
    Input schema (server-provided preview — do not copy)
    {
  "type": "object",
  "required": [
    "message"
  ],
  "properties": {
    "message": {
      "type": "string",
      "description": "用户消息"
    },
    "session_id": {
      "type": "string",
      "description": "会话ID，传入可保持多轮对话上下文"
    }
  }
}
    check_underwriting
    No effect details provided
    Show server-provided details
    Server description (copied; language not verified)
    核保预判：根据用户健康状况，评估各产品的可投保性（可正常投保/需加费除外/可能拒保）。
    Input schema (server-provided preview — do not copy)
    {
  "type": "object",
  "required": [
    "health_conditions"
  ],
  "properties": {
    "age": {
      "type": "integer",
      "description": "年龄（影响可选产品范围）"
    },
    "category": {
      "type": "string",
      "description": "想投保的险种（不传则评估医疗+重疾+意外+定寿）"
    },
    "product_ids": {
      "type": "array",
      "items": {
        "type": "integer"
      },
      "description": "指定产品ID列表（不传则自动选取各险种Top产品评估）"
    },
    "health_conditions": {
      "type": "array",
      "items": {
        "type": "string"
      },
      "description": "健康状况列表，如[\"高血压2级\",\"甲状腺结节3类\",\"乙肝小三阳\"]"
    }
  }
}
    compare_products
    No effect details provided
    Show server-provided details
    Server description (copied; language not verified)
    对比2-5款产品的关键维度（保费、保障、免赔额、续保等），返回结构化对比表。
    Input schema (server-provided preview — do not copy)
    {
  "type": "object",
  "required": [
    "product_ids"
  ],
  "properties": {
    "age": {
      "type": "integer",
      "description": "用于查询精确保费的年龄"
    },
    "gender": {
      "enum": [
        "男",
        "女"
      ],
      "type": "string",
      "description": "用于查询精确保费的性别"
    },
    "product_ids": {
      "type": "array",
      "items": {
        "type": "integer"
      },
      "description": "产品ID列表（2-5个）"
    }
  }
}
    get_premium
    No effect details provided
    Show server-provided details
    Server description (copied; language not verified)
    查询指定产品在特定年龄/性别下的精确保费数据。
    Input schema (server-provided preview — do not copy)
    {
  "type": "object",
  "required": [
    "age",
    "product_id"
  ],
  "properties": {
    "age": {
      "type": "integer",
      "description": "年龄"
    },
    "gender": {
      "enum": [
        "男",
        "女"
      ],
      "type": "string"
    },
    "product_id": {
      "type": "integer",
      "description": "产品ID"
    }
  }
}
    get_product_detail
    No effect details provided
    Show server-provided details
    Server description (copied; language not verified)
    获取单个产品的结构化信息。compact=true时只返回摘要字段，适合Agent快速浏览；默认返回完整信息含条款详情。
    Input schema (server-provided preview — do not copy)
    {
  "type": "object",
  "required": [
    "product_id"
  ],
  "properties": {
    "compact": {
      "type": "boolean",
      "default": false,
      "description": "精简模式：只返回核心字段+coverage前8项摘要，省略条款/FAQ详情"
    },
    "product_id": {
      "type": "integer",
      "description": "产品ID"
    }
  }
}
    get_schema
    No effect details provided
    Show server-provided details
    Server description (copied; language not verified)
    获取调用策略和字段优先级。调用流程：(1)收集用户age后即可调recommend(2)有health_conditions时自动附带核保结论(3)include_reasoning默认false,Agent自行组织语言(4)返回的source_url可直接给用户作为投保链接。本工具返回各能力的字段优先级、缺失影响、默认行为。
    Input schema (server-provided preview — do not copy)
    {
  "type": "object",
  "properties": {
    "capability": {
      "enum": [
        "recommend",
        "search",
        "compare",
        "premium",
        "underwriting"
      ],
      "type": "string",
      "description": "想了解哪个能力，不传则返回全部"
    }
  }
}
    recommend
    No effect details provided
    Show server-provided details
    Server description (copied; language not verified)
    根据用户画像推荐保险方案（核心工具）。信息不全也可调用——返回最佳推荐+缺失字段提示。传入health_conditions自动附带核保结论。默认纯数据模式(<100ms)，设include_reasoning:true生成自然语言理由(+3s)。
    Input schema (server-provided preview — do not copy)
    {
  "type": "object",
  "required": [
    "age"
  ],
  "properties": {
    "age": {
      "type": "integer",
      "description": "年龄（必填）"
    },
    "needs": {
      "type": "array",
      "items": {
        "type": "string"
      },
      "description": "需求列表，如[\"重疾保障\",\"医疗报销\",\"意外防护\"]"
    },
    "budget": {
      "type": "number",
      "description": "年预算（元）"
    },
    "gender": {
      "enum": [
        "男",
        "女"
      ],
      "type": "string"
    },
    "family_role": {
      "enum": [
        "本人",
        "配偶",
        "孩子",
        "父母"
      ],
      "type": "string",
      "description": "被保人角色"
    },
    "occupation_class": {
      "type": "integer",
      "description": "职业类别(1-6类)"
    },
    "existing_coverage": {
      "type": "array",
      "items": {
        "type": "string"
      },
      "description": "已有保障，如[\"百万医疗\",\"意外险\"]"
    },
    "health_conditions": {
      "type": "array",
      "items": {
        "type": "string"
      },
      "description": "既往症，如[\"高血压2级\",\"甲状腺结节\"]"
    },
    "include_reasoning": {
      "type": "boolean",
      "description": "是否生成LLM推荐理由（默认false，Agent调用无需开启；设true适用于直接面向人类展示）"
    },
    "has_social_security": {
      "type": "boolean",
      "description": "是否有社保"
    }
  }
}
    search_products
    No effect details provided
    Show server-provided details
    Server description (copied; language not verified)
    按条件搜索保险产品，返回结构化JSON列表。支持按险种、年龄、预算、关键词筛选。
    Input schema (server-provided preview — do not copy)
    {
  "type": "object",
  "properties": {
    "age": {
      "type": "integer",
      "description": "被保险人年龄"
    },
    "limit": {
      "type": "integer",
      "description": "最多返回条数，默认10"
    },
    "budget": {
      "type": "number",
      "description": "年预算上限（元）"
    },
    "keyword": {
      "type": "string",
      "description": "产品名或保险公司关键词"
    },
    "category": {
      "type": "string",
      "description": "险种：医疗险/重疾险/意外险/定期寿险/终身寿险/年金险/旅游险/团险"
    }
  }
}
    
      
    Evidence and limitations
    Method: anonymous Streamable HTTP probe. We never invoke a tool.
    Attempted protocols: 2026-07-28
    ProtocolNot listed in this check
    TransportNot confirmed as Streamable HTTP
    AuthNo authentication challenge in this check
    EvidenceTransport only
    Total latency6538 ms
    Response bytes0
    NETWORK_ERROR — The endpoint could not be reached; try again later.
    
      
    Observation history
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    Operational
     · stable since 
    2025-11-25 · 9 tools · no change · 18 checks
    Unreachable now
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    Operational
    2025-11-25 · 9 tools
    Unreachable now
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    Operational
    2025-11-25 · 9 tools
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    Operational
    2025-11-25 · 9 tools
    Unreachable now
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    Operational
     · stable since 
    2025-11-25 · 9 tools · no change · 2 checks
    Unreachable now
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    Operational
    2025-11-25 · 9 tools
    Unreachable now
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    Operational
     · stable since 
    2025-11-25 · 9 tools · no change · 6 checks
    Unreachable now
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    Operational
     · stable since 
    2025-11-25 · 9 tools · no change · 2 checks
    Unreachable now
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    Complete public contract · 2025-11-25 · 9 tools
    a8abded13b8d
    Complete public contract · 2025-11-25 · 9 tools
    a8abded13b8d
    Complete public contract · 2025-11-25 · 9 tools
    a8abded13b8d
    
      
    Deep monitoring eligibility
    Not eligible yet
    Only transport-level evidence was observed; no public tools/list contract was confirmed.
    A Watch starts from the payment section on this page, and only after a verified payment.
    See public monitoring
    
      
    
      
    Watch · recurring plan
    Watch is not available for this evidence
    This result does not yet expose a complete public contract or a qualified authentication surface, so there is nothing honest to watch yet. A Watch needs a complete public contract or a qualified authentication surface before it can monitor meaningful changes.
    Live checkout is open. A Watch activates only after a verified payment event; a browser return never starts monitoring.
    See Watch coverage and status